ERISA Class actions are brought pursuant to the Employee Retirement Income Security Act of 1974 (ERISA).  It is a federal law that sets minimum standards for retirement and health benefit plans in private industry.  ERISA covers retirement, health and other welfare benefit plans (e.g., life, disability and apprenticeship plans).  Among other things, ERISA provides that those individuals who manage plans (and other fiduciaries) must meet certain standards of conduct.  The law also contains detailed provisions for reporting to the government and disclosure to participants.  There also are provisions aimed at assuring that plan funds are protected and that participants who qualify receive their benefits.

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